Personal income went up with the crisis due to Federal transfers of the Cares Act, which subsequently faded:

Personal income excluding government support continues to lag behind prior levels:

Even with the higher levels of total personal income consumption has lagged and most recently decreased as government benefits expired:

A part of consumption comes from buying on credit, and with employment down, fewer people qualify for credit. So while the additional income reduces the need for credit in order to spend, it appears the further drop in credit due to unemployment has resulted in a net drop in consumer spending:

Promising:

No recovery yet:

No problem here seems:

Fading back to trend:

Up a bit but still depressed:

Mortgage applications may be up some but not bank lending for real estate:

It’s bad and getting worse:

Longer-term stagnation setting in:

This is not good:

Imports going up with stimulus funds as jobless claims remain high:

Not adjusted for inflation. Most recently showing an increase:

still weakening:

November new home sales fall more than expected, builder stocks drop

Continues to fall back as benefits fade and employment remains weak:

Weakening after failing to return to trend as benefits fade and employment remains weak:

Stubbornly way high and rising some:

Very high and coming down only as they expire:

Familiar dip and partial recovery pattern: