As previously suggested, wealth is flowing to the top from the bottom as gdp grows some, unemployment climbs, and wages languish:
Despite the predictions last year about pay cuts, those bonuses appear secure. Kian Abouhossein, an analyst at J.P. Morgan in London, predicted this week that eight major American and European banks would pay the 141,000 employees in their investment banking units $77 billion in 2011 â€” about $543,000 per worker, not far from the 2007 peak â€” even after minor regulatory changes are adopted.
> Can the mortgage fraud environment return?
Lenders/investors will be smarter for a while, best guess. But always ripe for the next fraud.